For Spouses and Dependants


The Scheme generally pays a pension to the spouse/civil partner on a pensioner's death.

However, there are a few exceptions where payment would be at the discretion of the Trustee, for instance, if:

You are separated.

You have been married for less than 3 years when you die.

You have nominated a named dependant.

The spouse's pension is normally 1/2 of yours, but this would be adjusted if your age difference was more than 10 years.

Your spouse's pension is payable from the 1st of the month following your death for life. Your spouse can marry again without losing the pension.

Your spouse will need to keep us informed of changes of address or bank details by completing the relevant Forms.

Dependants' pensions
Payments can also be made to another dependant e.g. an unmarried partner. The Trustee will consider any named dependants nominated by the member on their Declaration of a Named Dependant FormThere must be evidence of financial dependency by the dependant upon the deceased member.

The named dependant's pension can be as much as a spouse's pension. However, if both a spouse and a named dependant survive you, the total paid to both will not be greater than a spouse's pension alone.

Dependent Children
The pension for a dependent child is 1/8th of your pension generally paid until they reach 23 or start work.