Benefits on Death

As a deferred member of the Scheme, what benefits are available for your family before and after retirement?

Before retirement
PSS - If you have a right to a preserved pension, a lump sum may be payable equal to the total of your own contributions (and any Additional Voluntary Contributions) with an interest adjustment. Subject to certain exceptions, your spouse will also also receive half your preserved pension.

After retirement
If you die within five years of retiring a lump sum is payable equal to the balance of pensions due from the date of your death to the fifth anniversary of your retirement. Subject to certain exceptions, your spouse will also receive half the pension that would have been paid to you at death before any tax-free cash payment.