Options at Retirement

As a deferred member, what options do you have at retirement?

• Tax-free cash
  You may be able to exchange some of your pension for a tax-free lump sum on retirement.
• Terminating pensions
  If you retire before you reach state pension age, it may be possible to receive a larger pension from the Scheme until state pension age and a smaller one afterwards to bridge the gap until your state pension is paid.

• Extra spouse's pension
  You can choose to give up some of your pension to provide extra pension for your spouse after your death.

Details of all the above options can be obtained from Pensions as you approach retirement. Please  email: pensions.administration@nsg.com 

or write to us at the address below:

Pilkington Superannuation Scheme
c/o Pilkington Group Pensions Dept
NSG European Technical Centre
Hall Lane
Lathom
Nr Ormskirk
Lancashire  L40 5UF